Attention: No Matter How Bad Your Credit May Be Today, You CAN Attain Near Perfect Credit Scores For Free (FAST)…

“Discover How Florida Repair Credit Can Catapult Your Scores Well Into The 700’s Quickly And Easily — Beginning Today – Right Now!

Boost your credit score without wasting your precious time or money on scams; because I’ve reviewed the top sites and give you a real & objective breakdown of what works and what doesn’t – you might be surprised…

Good credit is very important. I think we all recognize that. But in today’s economy it is more important than ever.

You see… banks, credit card companies, and lenders are putting the SQUEEZE on.

Yes, they’re only lending to people with REALLY good credit these days. And while you used to be able to get credit even with poor credit scores, today is a new day.

If you don’t have great scores with the big 3 credit bureaus you can forget about a mortgage, car, credit card, or ANY kind of financing.

And even if you don’t have any desire for loans or credit cards right now, you SHOULD still want your credit scores to be good, so you CAN get credit in case of emergency!

My name is Stephanie Fox and I’ve been helping people eliminate their bad credit entries and vastly improve their credit for years now… and if you’re not one of my regular subscribers just yet, then let me quickly tell you a little about myself…

… and then I’ll show you the Credit Repair sites I used and how I managed to pull my score up into the 700’s, near perfect, thanks to a credit repair program called Credit Repair Magic that shows you how to repair your credit for free.

Ok… for almost 2 full years I suffered with abysmal credit… scores all the way down into the low 500’s:(  You see, I had piled up some heavy medical bills while unemployed and I went into a very rapid downward financial spiral, juggling bills, paying them late, or not being able to pay them at all.

Eventually I was able to begin working again and chip away at my bills and debts… But my credit was ruined and for the longest time I went through literally EVERY emotion imaginable.

Frustration… anger… embarrassment; although the ‘frustration’ only lasted for that first year while I was desperately trying to discover how to fix my damaged credit - and until I discovered that you CAN repair your own credit!

Eventually, after a lot of buying and trying every credit repair program out there, I finally struck gold and dramatically improved my credit score (to near perfect)! And I have never looked back… now I’d like to help you to do the same with Florida Repair Credit

Here’s The Problem…

What most people don’t know is that the big 3 credit bureaus are NOT federally regulated and that they are actually PAID for each negative entry on your credit report….

… yes, they make money off your bad credit… and the creditors… the people you have loans with or credit cards with… well, they can now charge you more because you’ve become a higher risk (even if you never missed a payment and you were always on time)!

Doesn’t sound like much incentive to help you fix your credit does it??? And millions of Americans have inaccurate or negative entries on their credit reports and don’t even know it!

This is the exact reason why I decided to strip down 10 of the most popular credit repair sites to see which ones really had the goods — and were worth the money…

Here’s What Happened…

The truth was, most of the sites were not up to par and a few could even be described as ’scams’. In fact, out of the 10 that I tested, only three REALLY stood up to my tests. In fact, just 1 of these programs (Credit Repair Magic) was SO good, I managed to eliminate every one of my negative entries on all 3 of my credit reports.

I even surprised myself!

Here’s an overview of all 3 of the top credit repair sites… many credit repair agencies charge exorbitant fees for something you can do yourself, but many of the do it yourself programs are not worth the money they ask… yet there are some REAL programs out there that get fast results, and these 3 sites prove it!

And that’s why I created Florida Repair Credit… to review the credit repair sites for you objectively and tell you what about them is both good and bad – so you can decide for yourself what works best for you.

No matter what anyone who thinks they know what they are talking about tells you — you CAN fix your bad credit. You just have to have the information to do it.

To your good credit!

Stephanie Fox

Credit Repair Magic

Credit Repair Magic is heads and shoulders above all the other programs and had the fastest and largest impact on my own credit scores!

Many programs out there claim to be step by step, but this program is TRULY step by step.

Even without the slightest understanding of how credit repair works, with Credit Repair Magic you simply follow along each step that they lay out for you in detail.

It includes examples and illustrations that are perfect for clarifying any questions you might have.

And… as if this weren’t enough, this program has the most unique and powerful method of eliminating negative entries I have seen in ANY credit repair program.

it’s nearly a stroke of genius, and is likely the top ingredient in their recipe for credit repair success.

Now, one thing that I wasn’t a huge fan of is that Credit Repair Magic is an exe file and not a PDF, so you can’t print it out and read it like other programs.

But, I think this factor also contributes to the step by step process, so in the long run this negative turned out to be a positive, especially if you have not had much success in fixing your credit in the past.

I would definitely recommend Credit Repair Magic to ANYONE looking for Florida Repair Credit and fix their bad credit for these important reasons:

• This is hands down the most step by step credit repair program I have ever seen
• The unique methods for removing negative entries in this program are so powerful that they are almost genius
• The dispute letters in this program are designed so that you don’t have to do ANYTHING with them but print them and attach them to a copy of your credit report. This is as easy as I have seen it done
• There are bonus “Dispute Trackers” which you CAN download that make it very easy to track what you have sent to the credit bureaus — and when you sent them (which is another key component to your success)

The Attorney’s Guide To Credit Repair

The Attorney’s Guide To Credit Repair actually might have even made it to this level in my review, had it not been for 2 things.

One of the bonus guides (there are several good ones) that came with the program is over 120 pages on how to get a new car for the BEST possible price, even with bad credit.

This for me was a personal godsend because I had been driving around a little junker for several years because I couldn’t afford the payments of a nice car with my bad credit.

The 2nd major positive for me with this program is that page 43 and beyond contains various letter templates that you can simply plug in the details and print out.

So, you save the time of having to draft the entire letter or letters — it’s mostly done for you. Actually these alone were worth the price of admission for The Attorney’s Guide To Credit Repair.

The big negative to this program is that you already need a fairly basic knowledge of the issues with the credit industry and what it means to repair your credit to really get the use out of this.

There is not a lot of information explaining how you can fix your bad credit or why it’s so much easier than people might think. And for me, it seemed to jump around a little.

It wasn’t organized in a way that made a lot of sense to me.

All that said — I would definitely recommend The Attorney’s Guide To Credit Repair (at least as a supplement course) for these important reasons:

• The program creator is an attorney and actively involved in the credit repair industry so he knows the business
• The forms found on pages 43 and beyond of this program are plug and print simple to use so you could get started on your credit repair today
• The variety of forms included here (like hard to find divorce forms) are not found in most other courses
• There are several bonus reports that are included with this offer that are really quite valuable like the one that helped me negotiate an incredible deal on my car:)

Attractive Credit Secrets

Attractive Credit Secrets is a multimedia course that includes ebooks and video and it provides a VAST amount of information about credit in general.

It definitely had some eye openers for me — and I thought I knew it all when it came to credit.

Plus, this program has 2 dispute letter types that I had not seen before, one which helped me delete a collection item that I was never able to get rid of previously — no matter how hard I tried.

So, yes, there is a LOT of information in here… but one thing I was not thrilled with was the way with which the info is laid out.

It’s not very organized or step by step. And there is SO much information, at first you may feel a little overwhelmed.

However, if you’re like me, you’ll watch the videos first and print out all the ebooks (there are several), and then just read through them one by one, taking notes, and getting a credit repair plan together.

I absolutely recommend Attractive Credit Secrets for these important reasons:

• This program is a wealth of information on credit and credit repair and you’ll be very surprised at some of what you’ll discover about the credit industry.
• The dispute letters a very well written and there are 2 specific dispute letters in here that are VERY helpful and that I have not seen anywhere else.
• The program is multi-media, so you will find yourself retaining information about credit that you might have forgotten in other programs.
• There is a specific “credit negotiation” tactic that I found to be extremely useful and that I also had not found in any other program I have investigated over the years.

Before you begin the process of repairing your credit, you need to understand how your score is determined by the “Big 3? credit bureaus (Experian, Equifax, and TransUnion).

So just what exactly is your credit score? Your credit score is an number calculated using a specific formula that lenders will use to rank the risk you run them as a borrower.

It is the most important factor they consider when deciding whether or not they want to loan you money.

Lenders make money off interest rates. They make money off people like you taking out loans and paying them back over a long period of time. So it makes sense for lenders to determine whether or not you will be able to keep your balance up over this period of time because if you can’t, you are no longer an investment. You become a liability, and they want nothing to do with you at that point.

Most people don’t know this, but your credit score is actually broken down into five categories, each with a different weight or importance in your overall score. The five categories are:

•    Payment History – 35%
•    Total Amounts Owed – 30%
•    Length of Credit History – 15%
•    New Credit – 10%
•    Type of Credit in Use – 10%

So as you can see, the majority of your credit score comes from your payment history and the total amount of money you owe in debt. In these two categories, it is late payments and high balances that are going to get you in the most amount of trouble.

Obviously this means that timely payments are VERY important.  All payments that are over 30 days late show up on your credit report at the three big credit bureaus and lenders will see this and make note of it. This could manifest itself in the form of you not being able to get credit when you need it most.

And if you think that these marks will  just go away on their own, they won’t.  If you do have late payments (negative entries) then they will not come off unless they have already been on your report for 7 years (in some cases longer), or if you have successfully disputed them off your reports.

Now you CAN get them removed from your reports, 100% free, before that 7 year timeframe, and all on your own. And the best step by step strategy for doing this for yourself comes from Credit Repair Magic.

CLICK HERE to get started now:

Best,

Stephanie